Insights for Employers Funding Health Plans
Articles, advisory papers, and executive briefings on health plan cost structure, renewal economics, and employer benefits strategy.
Most employers are shown the renewal. Fewer are shown the structure behind it.
These insights are written to help business owners, CFOs, and executive teams understand the economic forces driving health plan cost and the strategic options available to control it.
The Network Reimbursement Black Box
How opaque provider contracting and network reimbursement structures can inflate employer health plan costs long before employees use care.
The Renewal Is Only the Output
Why employers should compare renewal trend against revenue growth, margin, EBITDA, cash flow, and pricing power before accepting another increase.
Read the Advisory
When Health Plan Cost Growth Outruns Margin
A business-first framework for determining whether a health plan is sustainable or structurally misaligned with company economics.
Read the Brief